phyre plans

We created flexible plans to suit your lifestyle and financial needs best. You are free to choose a phyre plan or to migrate to another one anytime. Check out full and detailed pricing list of the plans.

Wallet currency:

  • STARTER
  • Monthly fee
    0 BGN
  • Personal IBAN in BGN or EUR
    0 BGN
  • Payment at POS
    0 BGN
  • Transfers between phyre users
    0 BGN
  • Bank transfer in BGN
    1.10 BGN per transfer
  • Bank transfer in EUR
    Equivalent of €0.55 per transfer
  • Virtual card
    0 BGN
  • Bank transfer top-up
    0 BGN
    Takes 1 business day. In rare cases, it may take more depending on the sending bank.
  • Card top-up
    0.59%, min 0.20 BGN
    Funds are available instantly. In rare cases, the fee may vary according to the card type.
  • Issuing and delivery of physical Mastercard
    9.90 BGN
    Delivery outside Bulgaria or Romania: 15 BGN
  • ATM withdrawal
    1.10 BGN per withdrawal in BGN,
    1.50 BGN + 0.6% of the amount per withdrawal in other currency
  • Currency exchange
    1.25% of the amount
  • Cash-out to your payment card when performed by us
    1.90 BGN
  • Monthly inactivity fee
    1.95 BGN
    When loaded funds but no transactions were made in the period of 6 months
  • Withdrawal to phyre card
    0.9% of the amount
    Like from gambling site, not applicable for refund and reversal transactions
  • PLUS
  • Monthly fee
    1.95 BGN
  • Personal IBAN in BGN or EUR
    0 BGN
  • Payment at POS
    0 BGN
  • Transfers between phyre users
    0 BGN
  • Bank transfer in BGN
    0.60 BGN per transfer
  • Bank transfer in EUR
    Equivalent of €0.30 per transfer
  • Virtual card
    0 BGN
  • Bank transfer top-up
    0 BGN
    Takes 1 business day. In rare cases, it may take more depending on the sending bank.
  • Card top-up
    Free up to 250 BGN per month, 0.59% thereafter, min 0.20 BGN
    Funds are available instantly. In rare cases, the fee may vary according to the card type.
  • Issuing and delivery of physical Mastercard
    9.90 BGN
    Delivery outside Bulgaria or Romania: 15 BGN
  • ATM withdrawal
    1.10 BGN per withdrawal in BGN,
    1.50 BGN + 0.6% of the amount per withdrawal in other currency
  • Currency exchange
    0.25% of the amount
  • Cash-out to your payment card when performed by us
    1.90 BGN
  • Monthly inactivity fee
    0 BGN
    When loaded funds but no transactions were made in the period of 6 months
  • Withdrawal to phyre card
    0.9% of the amount
    Like from gambling site, not applicable for refund and reversal transactions

Transaction limits
For all plans

  • Per transaction
  • 10,000 BGN
    single payment at POS
  • 10,000 BGN
    single top-up
  • 400 BGN
    single ATM withdraw
  • 24 hours limit
  • 20,000 BGN
    15 payments at POS
  • 20,000 BGN
    15 top-ups
  • 1,000 BGN
    5 ATM withdraws
  • 7 days limit
  • 30,000 BGN
    90 payments at POS
  • 30,000 BGN
    50 top-ups
  • 4,000 BGN
    35 ATM withdraws
  • 30 days limit
  • 60,000 BGN
    300 payments at POS
  • 60,000 BGN
    120 top-ups
  • 10,000 BGN
    90 ATM withdraws

Verification limits
For all plans

  • Reached limit
  • 290 BGN
    (total loaded and/or received funds since your phyre profile activation)
  • 30,000 BGN
    (total loaded and/or received funds within 1 month)
  • Verification required
  • Verify identity
  • Fill out a declaration of source of funds
  • STARTER
  • Monthly fee
    €0
  • Personal IBAN in BGN or EUR
    €0
  • Payment at POS
    €0
  • Transfers between phyre users
    €0
  • Bank transfer in BGN
    Equivalent of 1.10 BGN per transfer
  • Bank transfer in EUR
    €0.55 per transfer
  • Virtual card
    €0
  • Bank transfer top-up
    €0
    Takes 1 business day. In rare cases, it may take more depending on the sending bank.
  • Card top-up
    0.59%, min €0.10
    Funds are available instantly. In rare cases, the fee may vary according to the card type.
  • Issuing and delivery of physical Mastercard
    €5
  • ATM withdrawal
    €1 + 0.6% of the amount
  • Currency exchange
    1.25% of the amount
  • Cash-out to your payment card when performed by us
    €1
  • Monthly inactivity fee
    €1
    When loaded funds but no transactions were made in the period of 6 months
  • Withdrawal to phyre card
    0.9% of the amount
    Like from gambling site, not applicable for refund and reversal transactions
  • PLUS
  • Monthly fee
    €1
  • Personal IBAN in BGN or EUR
    €0
  • Payment at POS
    €0
  • Transfers between phyre users
    €0
  • Bank transfer in BGN
    Equivalent of 0.60 BGN per transfer
  • Bank transfer in EUR
    €0.30 per transfer
  • Virtual card
    €0
  • Bank transfer top-up
    €0
    Takes 1 business day. In rare cases, it may take more depending on the sending bank.
  • Card top-up
    Free up to €120 per month, 0.59% thereafter, min €0.10
    Funds are available instantly. In rare cases, the fee may vary according to the card type.
  • Issuing and delivery of physical Mastercard
    €5
  • ATM withdrawal
    €1 + 0.6% of the amount
  • Currency exchange
    0.25% of the amount
  • Cash-out to your payment card when performed by us
    €1
  • Monthly inactivity fee
    €0
    When loaded funds but no transactions were made in the period of 6 months
  • Withdrawal to phyre card
    0.9% of the amount
    Like from gambling site, not applicable for refund and reversal transactions

Transaction limits
For all plans

  • Per transaction
  • €5,000
    single payment at POS
  • €5,000
    single top-up
  • €200
    single ATM withdraw
  • 24 hours limit
  • €10,000
    15 payment at POS
  • €10,000
    15 top-ups
  • €1,000
    5 ATM withdraws
  • 7 days limit
  • €15,000
    90 payment at POS
  • €15,000
    50 top-ups
  • €4,000
    35 ATM withdraws
  • 30 days limit
  • €30,000
    300 payment at POS
  • €30,000
    120 top-ups
  • €10,000
    90 ATM withdraws

Verification limits
For all plans

  • Reached limit
  • €20
    (total loaded and/or received funds since your phyre profile activation)
  • €15,000
    (total loaded and/or received funds within 1 month)
  • Verification required
  • Verify identity
  • Fill out a declaration of source of funds
  • STARTER
  • Monthly fee
    £0
  • Personal IBAN in BGN or EUR
    £0
  • Payment at POS
    £0
  • Transfers between phyre users
    £0
  • Bank transfer in BGN
    Equivalent of 1.10 BGN per transfer
  • Bank transfer in EUR
    Equivalent of €0.55 per transfer
  • Virtual card
    £0
  • Bank transfer top-up
    £0
    Takes 1 business day. In rare cases, it may take more depending on the sending bank.
  • Card top-up
    0.59%, min £0.10
    Funds are available instantly. In rare cases, the fee may vary according to the card type.
  • Issuing and delivery of physical Mastercard
    £5
  • ATM withdrawal
    £1 per withdrawal in GBP,
    £0.80 + 0.6% of the amount for other currency
  • Currency exchange
    1.25% of the amount
  • Cash-out to your payment card when performed by us
    £1
  • Monthly inactivity fee
    £1
    When loaded funds but no transactions were made in the period of 6 months
  • Withdrawal to phyre card
    0.9% of the amount
    Like from gambling site, not applicable for refund and reversal transactions
  • PLUS
  • Monthly fee
    £1
  • Personal IBAN in BGN or EUR
    £0
  • Payment at POS
    £0
  • Transfers between phyre users
    £0
  • Bank transfer in BGN
    Equivalent of 0.60 BGN per transfer
  • Bank transfer in EUR
    Equivalent of €0.30 per transfer
  • Virtual card
    £0
  • Bank transfer top-up
    £0
    Takes 1 business day. In rare cases, it may take more depending on the sending bank.
  • Card top-up
    Free up to £110 per month, 0.59% thereafter, min £0.10
    Funds are available instantly. In rare cases, the fee may vary according to the card type.
  • Issuing and delivery of physical Mastercard
    £5
  • ATM withdrawal
    £1 per withdrawal in GBP,
    £0.80 + 0.6% of the amount for other currency
  • Currency exchange
    0.25% of the amount
  • Cash-out to your payment card when performed by us
    £1
  • Monthly inactivity fee
    £0
    When loaded funds but no transactions were made in the period of 6 months
  • Withdrawal to phyre card
    0.9% of the amount
    Like from gambling site, not applicable for refund and reversal transactions

Transaction limits
For all plans

  • Per transaction
  • £5,000
    single payment at POS
  • £5,000
    single top-up
  • £200
    single ATM withdraw
  • 24 hours limit
  • £10,000
    15 payments at POS
  • £10,000
    15 top-ups
  • £1,000
    5 ATM withdraws
  • 7 days limit
  • £15,000
    90  payments at POS
  • £15,000
    50 top-ups
  • £4,000
    35 ATM withdraws
  • 30 days limit
  • £30,000
    300  payments at POS
  • £30,000
    120 top-ups
  • £10,000
    90 ATM withdraws

Verification limits
For all plans

  • Reached limit
  • £20
    (total loaded and/or received funds since your phyre profile activation)
  • £13,000
    (total loaded and/or received funds within 1 month)
  • Verification required
  • Verify identity
  • Fill out a declaration of source of funds
  • STARTER
  • Monthly fee
    0 lei
  • Personal IBAN in BGN or EUR
    0 lei
  • Payment at POS
    0 lei
  • Transfers between phyre users
    0 lei
  • Bank transfer in BGN
    Equivalent of 1.10 BGN per transfer
  • Bank transfer EUR
    Equivalent of €0.55 per transfer
  • Virtual card
    0 lei
  • Bank transfer top-up
    0 lei
    Takes 1 business day. In rare cases, it may take more depending on the sending bank.
  • Card top-up
    0.59%, min 0.50 lei
    Funds are available instantly. In rare cases, the fee may vary according to the card type.
  • Issuing and delivery of physical Mastercard
    25 lei
    Issuing and delivery outside Romania: 36 lei
  • ATM withdrawal
    4 lei + 0.6% of the amount
  • Currency exchange
    1.25% of the amount
  • Cash-out to your payment card when performed by us
    5 lei
  • Monthly inactivity fee
    5 lei
    When loaded funds but no transactions were made in the period of 6 months
  • Withdrawal to phyre card
    0.9% of the amount
    Like from gambling site, not applicable for refund and reversal transactions
  • PLUS
  • Monthly fee
    5 lei
  • Personal IBAN in BGN or EUR
    0 lei
  • Payment at POS
    0 lei
  • Transfers between phyre users
    0 lei
  • Bank transfer in BGN
    Equivalent of 0.60 BGN per transfer
  • Bank transfer in EUR
    Equivalent of €0.30 per transfer
  • Virtual card
    0 lei
  • Bank transfer top-up
    0 lei
    Takes 1 business day. In rare cases, it may take more depending on the sending bank.
  • Card top-up
    Free up to 600 lei per month, 0.59% thereafter, min 0.50 lei
    Funds are available instantly. In rare cases, the fee may vary according to the card type.
  • Issuing and delivery of physical Mastercard
    25 lei
    Issuing and delivery outside Romania: 36 lei
  • ATM withdrawal
    4 lei + 0.6% of the amount
  • Currency exchange
    0.25% of the amount
  • Cash-out to your payment card when performed by us
    5 lei
  • Monthly inactivity fee
    0 lei
    When loaded funds but no transactions were made in the period of 6 months
  • Withdrawal to phyre card
    0.9% of the amount
    Like from gambling site, not applicable for refund and reversal transactions

Transaction limits
For all plans

  • Per transaction
  • 24,000 lei
    single payment at POS
  • 24,000 lei
    single top-up
  • 700 lei
    single ATM withdraw
  • 24 hours limit
  • 45,000 lei
    15 payments at POS
  • 45,000 lei
    15 top-ups
  • 2,000 lei
    5 ATM withdraws
  • 7 days limit
  • 70,000 lei
    90 payments at POS
  • 70,000 lei
    50 top-ups
  • 8,000 lei
    35 ATM withdraws
  • 30 days limit
  • 140,000 lei
    300 payments at POS
  • 140,000 lei
    120 top-ups
  • 30,000 lei
    90 ATM withdraws

Verification limits
For all plans

  • Reached limit
  • 700 lei
    (total loaded and/or received funds since your phyre profile activation)
  • 70,000 lei
    (total loaded and/or received funds within 1 month)
  • Verification required
  • Verify identity
  • Fill out a declaration of source of funds
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