The

independent

different

smart

fast

secure

way to manage your money

Get a free BGN or EUR current account in minutes using just your mobile. Pay at any POS or online with your phone instead of a card.

Send money instantly and with no fees.

image of phyre logo mark
Get phyre
Get phyre

New!

Get up to BGN 4000

Check your credit limit with no fees and commitments! Apply for up to 4000 BGN at any time from phyre and BNP Paribas Personal Finance. The whole process of checking the limit, applying for a credit, signing documents, absorbing and paying the installments is directly from your phone.

Buy an E-vignette

Purchase an electronic vignette for a weekend, a week, a month or a year in minutes in a few easy steps directly from your phone.

Get up to BGN 4000

Check your credit limit with no fees and commitments! Apply for up to 4000 BGN at any time from phyre and BNP Paribas Personal Finance. The whole process of checking the limit, applying for a credit, signing documents, absorbing and paying the installments is directly from your phone.

Buy an E-vignette

Purchase an electronic vignette for a weekend, a week, a month or a year in minutes in a few easy steps directly from your phone.

Get a free personal IBAN

Make transfers to IBAN in BGN and EUR
Get your salary in phyre
Pay lower fees for transfers to IBAN

Pay, send and receive money easily and securely 

Pay with your phone instead of а card

At any contactless POS terminal or online. You only need a phone.

Send money to your friends instantly and with no fees

Send money to friends instantly within the phyre network. Select a friend from your contact list and send money whenever, wherever, fee free.

Send transfers to IBAN from your phone

Easily send transfers to IBAN worldwide. You will just need your mobile.

Pay with your phone, instead of а card

At any contactless POS terminal or online. You only need a phone.

Send money to your friends instantly and with no fees

Send money to friends instantly within the phyre network. Select a friend from your contact list and send money whenever, wherever, fee free.

Send transfers to IBAN from your phone

Easily send transfers to IBAN worldwide. You will just need your mobile.

Enjoy your shopping and pay securely online with phyre Mastercard

Use your loyalty cards

Add your loyalty cards to phyre and use them just from your phone. Leave the plastics at home.

Get your physical and virtual phyre Mastercard directly from your phone

Shop securely with a free virtual card. Pay contactless anywhere and withdraw cash with a physical phyre Mastercard. Manage your cards with just your phone

Stay on top of your expenses

Get free and instant notifications for each transaction made with phyre. All of your spending is separated into categories that help optimising your budget.

Use your loyalty cards

Add your loyalty cards to phyre and use them just from your phone. Leave the plastics at home.

Get your physical and virtual phyre Mastercard directly from your phone

Shop securely with a free virtual card. Pay contactless anywhere and withdraw cash with a physical phyre Mastercard. Manage your cards with just your phone.

Stay on top of your expenses

Get free and instant notifications for each transaction made with phyre. All of your spending is separated into categories that help optimising your budget.

Why phyre?

No complicated terms

Our pricing is short and clear. Check it out here.

You can always get your money back

Any time and with no fees into your bank account.

5-star customer service

We are there for you. Just drop us a line in the chat window or at support@phyreapp.com.

Best Mobile App for 2020
Best Fintech Start Up in Bulgaria for 2020
Official partner of Mastercard
Success story of one of the biggest payment processors

They love phyre

Vladimir Milanov

Very useful app - convenient, smart & innovative. I recommend it !

Miro Angelov

Tried it today at Billa. Worked perfectly, it is very convenient for someone as me who doesn't have pay pass card.

svetlin dimitrov

Something Bulgaria could be proud of. A successful example of fintech startup in the country.

StarbuckBG

Ultra cool.
Very good app. The newsfeed is awesome.

Panayot Angelov

I like everything about these guys, especially their attitude and always hard work on new functionalities and happy customers.

Primorack

Great app.
I am using it all the time. Works great! I recommend it.

Alex Sredov

What a great app!
I wanted some Nutella and found it on 25% discount. Saved 2lv for 2 mins using the app!

Emanuil Gotsev

Very nice app. Easy to withdraw money when needed without carring your debit or credit card with you.

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Get phyre
Get phyre