The

independent

different

smart

fast

secure

way to manage your money

Get a free BGN or EUR current account in minutes using just your mobile. Pay at any POS or online with your phone instead of a card.

Send money instantly and with no fees.

image of phyre logo mark
Get phyre
Get phyre

Next level shopping experience 

Pay with your phone instead of а card

At any contactless POS terminal or online. You only need a phone.*

*iOS mobile payments are only available for users in Bulgaria.

Use your loyalty cards

Add your loyalty cards to phyre and use them just from your phone. Leave the plastics at home.

Stay on top of your expenses

Get free and instant notifications for each transaction made with phyre. All of your spending is separated into categories that help optimising your budget.

Pay with your phone, instead of а card

At any contactless POS terminal or online. You only need a phone.*

*iOS mobile payments are only available for users in Bulgaria.

Use your loyalty cards

Add your loyalty cards to phyre and use them just from your phone. Leave the plastics at home.

Stay on top of your expenses

Get free and instant notifications for each transaction made with phyre. All of your spending is separated into categories that help optimising your budget.

NEW

Get a free personal IBAN

Make bank transfers in BGN and EUR
Get your salary in phyre
Pay lower fees for bank transfers

Send and receive money fast and easy

No matter your bank.

Send bank transfers from your phone

Easily send bank transfers worldwide. You will just need your mobile.

Send money to your friends instantly and with no fees

Send money to friends instantly within the phyre network. Select a friend from your contact list and send money whenever, wherever, fee free.

Pay or receive payments with QR codes

Send and receive money by scanning your friends' QR code. Generate your own QR code to request money fast and easy.

Send bank transfers from your phone

Easily send bank transfers worldwide. You will just need your mobile.

Send money to your friends instantly and with no fees

Send money to friends instantly within the phyre network. Select a friend from your contact list and send money whenever, wherever, fee free.

Pay or receive payments with QR codes

Send and receive money by scanning your friends' QR code. Generate your own QR code to request money fast and easy

Get a physical and virtual phyre Mastercard

Pay securely anywhere and withdraw cash

Order your own phyre Mastercard directly from the app, delivered to your home. Withdraw cash, go shopping and track your expenses.

Shop securely online with a free virtual phyre Mastercard

Get your virtual card with one tap only. Use it to pay securely online.

Control your cards from the app

Freeze or unfreeze your cards directly from your phone. Get a quick access to your card credentials and your PIN details. You don’t need to memorise anything anymore - it’s in your phone.

Pay securely anywhere and withdraw cash

Order your own phyre Mastercard directly from the app, delivered to your home. Withdraw cash, go shopping and track your expenses.

Shop securely online with a free virtual phyre Mastercard

Get your virtual card with one tap only. Use it to pay securely online.

Control your cards from the app

Freeze or unfreeze your cards directly from your phone. Get a quick access to your card credentials and your PIN details. You don’t need to memorise anything anymore - it’s in your phone.

Why phyre?

No complicated terms

Our pricing is short and clear. Check it out here.

You can always get your money back

Any time and with no fees into your bank account.

5-star customer service

We are there for you. Just drop us a line in the chat window or at support@phyreapp.com.

Best Fintech Start Up in Bulgaria for 2019
Best Product site for 2019
Official partner of Mastercard
Success story of one of the biggest payment processors

They love phyre

Vladimir Milanov

Very useful app - convenient, smart & innovative. I recommend it !

Miro Angelov

Tried it today at Billa. Worked perfectly, it is very convenient for someone as me who doesn't have pay pass card.

svetlin dimitrov

Something Bulgaria could be proud of. A successful example of fintech startup in the country.

StarbuckBG

Ultra cool.
Very good app. The newsfeed is awesome.

Panayot Angelov

I like everything about these guys, especially their attitude and always hard work on new functionalities and happy customers.

Primorack

Great app.
I am using it all the time. Works great! I recommend it.

Alex Sredov

What a great app!
I wanted some Nutella and found it on 25% discount. Saved 2lv for 2 mins using the app!

Emanuil Gotsev

Very nice app. Easy to withdraw money when needed without carring your debit or credit card with you.

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Get phyre
Get phyre