Save while shopping!

Save money and stay on top of your spendings. No more unfair fees and wasted time on queues. Use all of your loyalty cards directly from your phone.

image of phyre logo mark
Get phyre!
Get phyre!

Next level shopping experience 

Pay with your phone instead of а card

At any contactless POS terminal or online. You only need a phone.*

*iOS mobile payments are only available for users in Bulgaria.

Use your loyalty cards

Add your loyalty cards to phyre and use them just from your phone. No need to carry them around anymore.

Stay on top of your expenses

Get free and instant notifications for each transaction made with phyre. All of your spending are separated into categories that will help you optimize your budget.

Pay with your phone, instead of а card

At any contactless POS terminal or online. You only need a phone.*

*iOS mobile payments are only available for users in Bulgaria.

Use your loyalty cards directly from your phone

Add your loyalty cards in phyre and leave the plastics at home. At the cash register scan the barcode or QR code from your phone and then tap to pay

Stay on top of your expenses

Get free and instant notifications for each transaction made with phyre. All of your spending are separated into categories that will help you optimize your budget

Send and receive money with no fees

No matter your bank!

Make instant money transfers

Send money to friends instantly. Select a friend from your contact list and send money whenever, wherever fee free.

Pay or receive payments with QR codes

Send and receive money by scanning your friends' QR code. Generate your own QR code to request money fast and easy

Make instant money transfers

With phyre you can send money to friends instantly and with no fees. Choose a friend from the contact list in your phone and send him money any time you want to

Pay or receive payments with QR codes

Send and receive money by scanning your friends' QR code. Generate your own QR code to request money fast and easy

Get a physical and virtual phyre Mastercard

Pay securely anywhere and withdraw cash

Order your own phyre Mastercard directly from the app, delivered to your home. Withdraw cash, go shopping and track your expenses.

Shop securely online with a free virtual phyre Mastercard

Get your virtual card with one tap only. Use it to pay securely online.

Control your cards from the app

Freeze or unfreeze your cards directly from your phone. Get a quick access to your card credentials and your PIN details. You don’t need to memorize anything anymore - it’s in your phone

Pay securely around the globe and withdraw cash

Order physical phyre Mastercard directly from the app, we will deliver it to your address. Withdraw cash, pay securely all over the world and track your expenses.

Shop securely online with a free virtual phyre Mastercard

Get your virtual card with one tap only. Use it to pay securely online.

Control your cards from the app

Freeze or unfreeze your cards directly from your phone. Get a quick access to your card credentials and your PIN details. You don’t need to memorize anything anymore - it’s in your phone.

We work with trusted partners

phyre is a Mastercard certified mobile payments service. We guard your data using the latest security technology.

Payments in phyre are processed by Paynetics, an EU licensed e-money institution that is a principal member of VISA and Mastercard

Why phyre?

No hidden fees

Our pricing is short and clear. Check it out here.

You can always get your money back

Any time and with no fees into your bank account.

5* customer service

We are ready to provide you with the best service. Just drop us a line in the chat window or at support@phyreapp.com

Best Fintech Start Up in Bulgaria for 2019
Official partner of Mastercard
Success story of one of the biggest payment processors

What phyre users say

Vladimir Milanov

Very useful app - convenient, smart & innovative. I recommend it !

Miro Angelov

Tried it today at Billa. Worked perfectly, it is very convenient for someone as me who doesn't have pay pass card.

svetlin dimitrov

Something Bulgaria could be proud of. A successful example of fintech startup in the country.

StarbuckBG

Ultra cool.
Very good app. The newsfeed is awesome.

Panayot Angelov

I like everything about these guys, especially their attitude and always hard work on new functionalities and happy customers.

Primorack

Great app.
I am using it all the time. Works great! I recommend it.

Alex Sredov

What a great app!
I wanted some Nutella and found it on 25% discount. Saved 2lv for 2 mins using the app!

Emanuil Gotsev

Very nice app. Easy to withdraw money when needed without carring your debit or credit card with you.

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Apple Pay is here!
Apple Pay is an easy, fast and private way to pay with phyre.
Learn more