Shaping tomorrow by acting today

We make payments and money transfers faster and easy to track. Save time and money and take control over your daily finances with phyre.

Get phyre!
Get phyre!

It all started in 2015


The idea of phyre was born in 2015 with the goal to simply add all of our bank and loyalty cards in our phones and get rid of the wallets.

In 2018 we released the final version of phyre turning smartphones into ''better wallets".

phyre is now used by thousands of European citizens on a daily basis.

Our values

One of the best

"Good enough" is not an option

Honest and caring

to our customers and every team member

Proud and humble

about the achieved knowing we can do better

Who we are?

The founders

Konstantin Djelebov

The visionary leader and co-founder of phyre.
Previously serial tech entrepreneur and ex-bank IT, worked in Tech for 11 years.
As a CTO he co-founded the largest multi-retailer loyalty platform in Bulgaria.

Ivo Gueorguiev

Rooted in financial services.
Previously a senior banker with the EBRD.
Co-founded and built from scratch to 3 bn in assets TBIF - a group focused on retail financial business CEE. 

Valeri Valtchev

Serial entrepreneur and investor.
Previously an international lawyer with White & Case in Brussels and Washington D.C.
Founded 15 ventures across 9 sectors. Builds businesses that last and take the market lead.

The Dream team

Veselin Georgiev
Marketing Director
Krasimir Kazakov
Niya Spasova
Head of Design
Svetozar Ivanov
Software Architect
Valentin Ivanov
Community Мanager
Angel Todorov
Chief Аnalyst
Konstantin Zhlebinkov
QA Еngineer
Iveta Ivanova
Senior DEV
Ivaylo Savov
Support Specialist

Your photo is missing?

If you feel like you are the right fit for our team send us short resume and cover letter at

Our partners

To deliver the highest security level of our digital wallet we have build key partnerships with some of the best and well known companies in the financial industry.

Most probably you have or once had a card with a red-orange logo. There is no need to explain who they are. It is a huge privilege for us to partner with one of the leading payment processing networks in the world.

EU licensed e-money institution principal member of VISA and Mastercard. Paynetics provides the platform that executes all payment related transactions in phyre. The company is build by professionals with a strong portfolio and expertise in the financial field.

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Окей, затвори
Apple Pay is here!
Apple Pay is an easy, fast and private way to pay with phyre.
Learn more