No hidden fees

Choose your wallet currency:

  • Fee
  • phyre account creation
  • Virtual card
  • Top up with card
  • P2P transfer between phyre users
  • Payment at POS
  • Monthly fee
    Free for the first 12 months
  • Monthly inactivity fee
    When loaded funds but no transactions were made in the period of 6 months
  • Physical card issuing and delivery
  • ATM withdraw in BGN
  • ATM withdraw in other currency
  • Fees for currency exchange
  • Cost
  • FREE
  • FREE
  • FREE
  • FREE
  • FREE
  • 1.95 BGN
  • 1.95 BGN
  • 10 BGN
    Issuing and delivery outside Bulgaria or Romania: 15 BGN
  • 1 BGN
  • 3 BGN
  • 1.25% of the turnover

Transaction limits

  • Per transaction
  • 10,000 BGN
    single payment at POS
  • 10,000 BGN
    single top-up
  • 400 BGN
    single ATM withdraw
  • 24 hours limit
  • 20,000 BGN
    15 payments at POS
  • 20,000 BGN
    15 top-ups
  • 1,000 BGN
    5 ATM withdraws
  • 7 days Limit
  • 30,000 BGN
    90 payments at POS
  • 30,000 BGN
    50 top-ups
  • 4,000 BGN
    35 ATM withdraws
  • 30 days limit
  • 60,000 BGN
    300 payments at POS
  • 60,000 BGN
    120 top-ups
  • 10,000 BGN
    90 ATM withdraws

Verfification limits

  • Reached limit
  • 500 BGN
    (total loaded and/or received funds since your phyre profile activation)
  • 30,000 BGN
    (total loaded and/or received funds within 1 month)
  • Verification required
  • Verify identity
  • Fill out a declaration of source of funds
  • Fee
  • phyre account creation
  • Virtual card
  • Top up with card
  • P2P transfer between phyre users
  • Payment at POS
  • Monthly fee
    Free for the first 12 months
  • Monthly inactivity fee
    When loaded funds but no transactions were made in the period of 6 months
  • Physical card issuing and delivery
  • ATM withdraw in EUR
  • ATM withdraw in other currency
  • Fees for currency exchange
  • Cost
  • FREE
  • FREE
  • FREE
  • FREE
  • FREE
  • 1
  • 1
  • €8
  • €2
  • €2
  • 1.25% of the turnover

Transaction limits

  • Per transaction
  • 5,000
    single payment at POS
  • 5,000
    single top-up
  • 200
    single ATM withdraw
  • 24 hours limit
  • 10,000
    15 payment at POS
  • 10,000
    15 top-ups
  • 1,000
    5 ATM withdraws
  • 7 days Limit
  • 15,000
    90 payment at POS
  • 15,000
    50 top-ups
  • 4,000
    35 ATM withdraws
  • 30 days limit
  • 30,000
    300 payment at POS
  • 30,000
    120 top-ups
  • 10,000
    90 ATM withdraws

Verification limits

  • Reached limit
  • 20
    (total loaded and/or received funds since your phyre profile activation)
  • 15,000
    (total loaded and/or received funds within 1 month)
  • Verification required
  • Verify identity
  • Fill out a declaration of source of funds
  • Fee
  • phyre account creation
  • Virtual card
  • Top up with card
  • P2P transfer between phyre users
  • Payment at POS
  • Monthly fee
    Free for the first 12 months
  • Monthly inactivity fee
    When loaded funds but no transactions were made in the period of 6 months
  • Physical card issuing and delivery
  • ATM withdraw in GBP
  • ATM withdraw in other currency
  • Fees for currency exchange
  • Cost
  • FREE
  • FREE
  • FREE
  • FREE
  • FREE
  • £1
  • £1
  • £8
  • £2
  • £2
  • 1.25% of the turnover

Transaction limits

  • Per transaction
  • £5,000
    single payment at POS
  • £5,000
    single top-up
  • £200
    single ATM withdraw
  • 24 hours limit
  • £10,000
    15 payments at POS
  • £10,000
    15 top-ups
  • £1,000
    5 ATM withdraws
  • 7 days limit
  • £15,000
    90  payments at POS
  • £15,000
    50 top-ups
  • £4,000
    35 ATM withdraws
  • 30 days limit
  • £30,000
    300  payments at POS
  • £30,000
    120 top-ups
  • £10,000
    90 ATM withdraws

Verification limits

  • Reached limit
  • £20
    (total loaded and/or received funds since your phyre profile activation)
  • £13,000
    (total loaded and/or received funds within 1 month)
  • Verification required
  • Verify identity
  • Fill out a declaration of source of funds
  • Fee
  • phyre account creation
  • Virtual card
  • Top up with card
  • P2P transfer between phyre users
  • Payment at POS
  • Monthly fee
    Free for the first 12 months
  • Monthly inactivity fee
    When loaded funds but no transactions were made in the period of 6 months
  • Physical card issuing and delivery
  • ATM withdraw in RON
  • ATM withdraw in other currency
  • Fees for currency exchange
  • Cost
  • FREE
  • FREE
  • FREE
  • FREE
  • FREE
  • 5 lei
  • 5 lei
  • 24 lei
    Issuing and delivery outside Bulgaria or Romania: 36 lei
  • 5 lei
  • 10 lei
  • 1.25% of the turnover
Transaction limits
  • Per transaction
  • 24,000 lei
    single payment at POS
  • 24,000 lei
    single top-up
  • 700 lei
    single ATM withdraw
  • 24 hours limit
  • 45,000 lei
    15 payments at POS
  • 45,000 lei
    15 top-ups
  • 2,000 lei
    5 ATM withdraws
  • 7 days limit
  • 70,000 lei
    90 payments at POS
  • 70,000 lei
    50 top-ups
  • 8,000 lei
    35 ATM withdraws
  • 30 days limit
  • 140,000 lei
    300 payments at POS
  • 140,000 lei
    120 top-ups
  • 30,000 lei
    90 ATM withdraws
Verification limits
  • Reached limit
  • 1,200 lei
    (total loaded and/or received funds since your phyre profile activation)
  • 70,000 lei
    (total loaded and/or received funds within 1 month)
  • Verification required
  • Verify identity
  • Fill out a declaration of source of funds

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